Joint Venture Opportunity: Scalable EU Digital Banking & Fintech Platform

Company Overview

Headquartered in Cyprus, the company has been providing fintech and digital banking solutions for more than two decades. It develops and licenses its proprietary financial services suite that enables omnichannel banking, open finance, and API drive integrations for retail, SME, and corporate banking clients.

With operations in 30+ countries, the company has built a strong global footprint serving more than 50 financial institutions across Europe, the Middle East, and Africa. The platform is in full compliance with the key EU regulations and security frameworks, including PSD2, GDPR, and ISO standards, making the company a reliable long-term technology partner for regulated financial institutions. The business benefits form the rapidly growing recurring revenue base, driven by SaaS licensing and maintenance contracts, demonstrating a steady financial growth with increasing profitability and operating leverage.

Key Business Highlights

• Proprietary, scalable digital banking and mobile financial services platform
• Clients include retail, SME, and corporate banking institutions
• Presence across 30+ countries with 50+ live banking clients
• Approximately 60% recurring revenues from SaaS and maintenance contracts
• Revenue in EUR 6.9 Mn (2024) with operating Profit of EUR 1.1 Mn
• Established international track record with long-term institutional relationships

Transaction

The promoters are looking to expand the business and are open to strategic partnerships, joint ventures, or equity investment to support the expansion plans. The opportunity provides investors and strategic partners access to a proven, EU-compliant digital banking platform with strong recurring revenues and clear scalability.